Motorcycle insurance in France

As with cars, third-party liability is mandatory for any motorcycle or scooter — including one kept off-road in a garage. French specifics worth knowing: riding a 125cc on a car licence requires a 7-hour training certificate; scooter theft in Paris, Lyon and Marseille is among the highest in Europe, making theft cover (with an approved SRA lock) the decisive line of the contract; and rider injury cover (garantie du conducteur) matters more than anything — liability never compensates the at-fault rider’s own injuries.

Budget €20-70/month for a 125 in a city, €40-120 for a first big bike, less with secure parking.

Frequently asked questions

Is my foreign motorcycle licence valid for insurance in France?

EU licences are fully recognised. Non-EU licences generally must be exchanged for a French one within a year of residency; insurers will ask for a valid licence for the category ridden — an invalid licence voids claims.

Full details (profiles, breed pages, comparisons) on the French page.