Insurance in France, finally clear.

You have moved to France, bought a house or brought the motorhome over, and every insurer wants a certificate, a relevé d’information or a letter in French. Here is how French insurance really works, explained in plain English, with honest price ranges and the official sources.

Get the complete expat pack — €89 Read the free guides

The pack: a 13-chapter guide in plain English, 12 French letters with their translation, the accident report translated box by box, and 6 of our kits. €89 VAT included, one payment, instant online access, printable to PDF.

Checked before every release

Reviewed by industry professionals

  • 38automated testsrun at every release: prices, links, pages and content checked before publication.
  • 45links to the textsevery rule and deadline linked to the official French text.
  • 23 October 2026last updaterules checked on this date; you always read the latest version.

Built from the texts and data of Service-public.fr, Légifrance, La Médiation de l’assurance, EUR-Lex, Assurance Maladie (ameli.fr), ANTS.

Get it done: the expat pack and the practical kits

Each one gives you the rule, the deadline, the trap, and the letters in French with their English translation, so you know exactly what you sign.

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Complete expat pack

Insurance in France: the complete expat pack

Car, home, health, claims and letting explained, 12 French letters translated, and 6 kits included.

The 6 kits alone: €90 bought separately

€89 13 chapters · instant access

See what is inside

Self-employed kit

Business insurance for the self-employed in France kit

What is compulsory for your trade, the décennale, quote and invoice wording, gîtes and B&Bs, and 7 French letters translated.

€24 13 chapters · instant access

See the kit

Motorhome kit

Motorhome, campervan and caravan insurance in France kit

The licence for each weight, VASP registration, a grid to read French policies, winter lay-up, renting out, claims and 8 French letters translated.

€24 10 chapters · instant access

See the kit

Motorbike kit

Motorbike and scooter insurance in France kit

Licence categories, your foreign history, the novice surcharge, rider cover, compulsory gloves, theft clauses, accidents and 8 French letters translated.

€19 11 chapters · instant access

See the kit

Dog and cat kit

Dog and cat insurance in France kit

The six figures of a French pet policy, a comparison grid, your out-of-pocket cost, breed exclusions, owner rules, claims and 8 French letters translated.

€19 10 chapters · instant access

See the kit

Lemoine law kit

Switching your mortgage insurance in France (Lemoine law) kit

Savings calculation, equivalent cover, step-by-step process and ready-to-send letters.

€12 8 chapters · instant access

See the kit

No-claims kit

French no-claims bonus and claims record kit

Work out your coefficient, get your French claims record, use your foreign no-claims, letter templates.

€9 9 chapters · instant access

See the kit

Cancellation kit

Cancelling insurance in France kit (Hamon, Chatel, health…)

Which rule applies to your policy, which notice period, and the ready-to-send letter.

€7 9 chapters · instant access

See the kit

Free guides for expats

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