Travel insurance from France

Two distinct needs meet here. Visitors to France applying for a Schengen visa must show travel medical insurance of at least €30,000 covering emergency care and repatriation, valid across the whole Schengen area — consulates check the certificate line by line. Residents of France travelling abroad should know what they already hold: premium bank cards cover trips up to 90 days (with real medical ceilings only on high-end cards), the European EHIC card handles state care in the EU, and anything longer or further — North America especially — calls for dedicated cover with at least €500,000 medical.

Frequently asked questions

What insurance do I need for a Schengen visa?

A named certificate showing at least €30,000 of emergency medical and repatriation cover, valid in all Schengen states for the whole stay. Dedicated visitor policies cost €20-60 per month of stay and issue the certificate instantly.

Is my French bank card enough for a holiday abroad?

For short trips in Europe on a premium card (Visa Premier and above), usually yes. For North America, Japan, or trips beyond 90 days, card medical ceilings are insufficient: buy a dedicated policy.

Related guides: Schengen visa insurance: the €30,000 certificate. Full details (profiles, breed pages, comparisons) on the French page.